Americans who get surprise medical bills have new federal consumer protections.

“This new law will help make sure our people have protection against unexpected medical bills in an emergency,” Gov. Andy Beshear said in a news release.

In 2018, the Altarum Healthcare Value Hub found that nearly one-third of privately insured Kentucky adults received an unexpected medical bill either in an amount that was higher than expected, from a doctor they didn’t expect or from a doctor that thought would be in-network, but wasn’t.

Surprise medical bills happen when an insured person inadvertently receives care from an out-of-network hospital, doctor or other provider that they did not choose and are then required to pay out-of-pocket for that out-of-network care.

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